This is the borrower’s (your) credit history . It’s mainly your reputation with the bank and other creditors, such as utilities, credit card, other loans or services in which you have established by your record of paying back your debts. Each borrower has credit reports maintained by the credit bureaus of a country. This report outlines all the information necessary to calculate a credit score. Think of it as a cover letter of sorts for your investment resume, after all, it is the very first thing a lender will look at in order to evaluate your investment loan request. Continuer la lecture de Other Factors Lenders Consider When Assessing Investment Loans →